At Steven DiFranco Jewelers,

we offer many easy ways to finance your new jewelry or watch purchase.

Six Months Same-As-Cash

Our 6 months same as cash financing is available through Wells Fargo.  Six months same as cash financing is available on any purchase over $250.00.

Six Month Layaway

We also offer a layaway program which gives you six months to pay off an item and only requires a 25% downpayment. A payment every two weeks is required to hold your new jewelery safe and sound until paid in full.  Payments can be made in store, or with a credit card by telephone.  There will be a 15% restocking fee on ALL cancelled layaways after 30 days.  There will be no refunds on labor or shipping costs on cancelled layaways.

Credit Cards

We accept Discover, American Express, MasterCard, & Visa, all without an extra fee. We will gladly accept your credit card on any purchase over $10.00.  We will also accept your debit card on any purchase no matter what the price.

Personal Checks


We will gladly accept your personal check with proper matching identification. Unfortunately, we do not accept third party checks, out of state, or out of country personal checks.  


Long Term Financing
 one, two, and even three year financing is available through Wells Fargo.  We can arrange that for you without fuss.  You may find more attractive rates on long term financing through your own bank.